金融统计资料翻译-中英对照
Financial statistics is a comprehensive statistics based on charts of accounts and information of various accounts, which builds a foundation for a variety of statistic statement. 金融统计对各种各样的会计账目表格和信息的全面的统计，为多种统计陈述建立基础。
Lists for Financial Statement and reporting deadline. 财务报表和报告期限目录
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Lists of Financial Statement (Monthly) |
Reporting Deadline |
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1. Balance Sheet |
month-end |
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2. Profit & Loss Statement |
month-end |
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3. Other Financial Data |
month-end |
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4. Currency Position |
month-end |
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5. International Settlement |
month-end |
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6. Maturity Structure Reports |
month-end |
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7. Assets Quality Report |
month-end |
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8. Top Ten of Guarantee |
month-end |
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9. Top Ten of Deposit |
month-end |
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10. Top Ten of Loan to Customers |
month-end |
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11. Interbank Placement / Lending |
month-end |
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12. Interbank Deposit / Taken |
month-end |
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财务报表目录 (每月一次) |
报告期限 |
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1.资产负债表 |
月末 |
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2.利润和损失报告 |
月末 |
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3.其它金融数据 |
月末 |
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4.货币地位 |
月末 |
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5.国际结算 |
月末 |
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6.债务期限结构报告 |
月末 |
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7.资产质量报告 |
月末 |
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8.前十名担保 |
月末 |
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9.前十名存款 |
月末 |
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10.前十名用户贷款的 |
月末 |
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11.银行内部安置/借给 |
月末 |
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12.银行内部存/取 |
月末 |
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Lists of Financial Statement (Quarterly) |
Reporting Deadline
|
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1. Lists for Loan to Customers (over RMB300K, or USD equivalent ) |
quarter-end |
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2. Capital / USD working Capital Adequacy Ratio |
quarter-end |
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3. Lists for Substandard Assets |
quarter-end |
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4. Statistics for Non-interest income Business |
quarter-end |
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5. Commitment to one client and its affiliates |
days after a quarter |
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财务报表目录 (季度) |
报告期限
|
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1.用户(RMB300K或者等额美元)的借贷目录 |
季度末 |
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2.资本/美元流动资本的适用比率 |
季度末 |
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3.低于标准资产的目录 |
季度末 |
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4.非利息收入的生意的统计 |
季度末 |
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5.客户和分支机构的承诺 |
季度后的数天 |
Ⅲ Account Reconciliation帐目调节
All daily transactions will be fed in the Finacle Core Banking System by the front line staff and checking / posting of the entry is done by an officer under his password. Four eyes concept is always maintained. Reconciliation of the account is a routine job and Departmental Head (Officer Operation) takes care of the same and make necessary reportings. Entries outstanding in suspense account is closely monitored and reversal is ensured within 30/45 days. Entries outstanding beyond the above mentioned dates are reported to the Branch Head for corrective actions. 一线人员将每日的全部交易输入到金融核心银行系统，一名主管证实相关资料经金融核心银行系统查收，如果属实，他可在金融核心银行系统输入口令确认相关信息；确保2人执行该操作。帐目调节属于常规工作流程，部门主管(操作管理人员)必须提交相同的报告。严密监控暂记帐户中未偿付的项目，要求确保在30/45内返还。在上述的日期内，未描述的项目必须报告分部进行纠正。
- At the end of day, Audit Trail is drawn from Finacle Core Banking System and all Debit and Credit entries are manually checked with the relative vouchers to ensure correctness. Any mistake, if noticed, is rectified immediately and correct entry is posted and verified. This job is monitored by Officer Operations. 每天工作结束后，金融核心银行系统的审计记录以及所有的借方与贷方项目，必须通过相关担保人的手工检查确保其正确性。如果发现有任何错误，必须立即进行纠正，校正项目必须予以公布并证实。该项工作有操作管理人员负责监控。
- Weekly Reconciliation is done in respect of Inter-Bank Placement and Suspense A/C transactions. A list is drawn from the Finacle Core Banking System and tallied with respective vouchers by Officer Operations. Month-End expenses details are drawn from the Finacle Core Banking System and monitored to exercise proper control. 每周调节工作属于银行内部安置和暂记A/C 交易。金融核心银行系统打印目录，由操作管理人员对各自担保人核对票据。月末开支细节通过金融核心银行系统打印，并实施适当的监控措施。
- Other General Ledger accounts are reconciled on monthly basis with respective individual registers and discrepancy, if any, is corrected immediately. Reconciliation report is prepared and placed in appropriate file. 其它总分类账账户根据个体登记和个体差异，每月一次进行调节，一经发现，立即进行纠正。在相关的文件中准备好调节报告。
Ⅳ FINANCIAL CONTROL金融控制
- Statutory Returns at Periodical Intervals are generated from the Finacle Core Banking System and timely submission to appropriate authority is ensured. 在周期内的法定收益，由金融核心银行系统计算，及时提交有关当局确认
- List of returns to be submitted to regulatory authorities and its periodicity is maintained and any changes there of as proposed by regulators are incorporated immediately in the Finacle Core Banking System for its submission in time. 定期提交收益目录给监管机构，监管人提出的任何变更必须同金融核心银行系统一致，提交必须及时。
- Mapping of Finacle Core Banking System for generation of desired reports by regulators are also ensured for prompt submission. 监管人提交金融核心银行系统的计划也必须尽快提交。
Ⅴ internal audit内部审计
Internal Audit is taken care of by Corporate Authorities. The observations / irregularities pointed out by the auditor, are attended on a time bound basis and necessary Rectification Certificate is submitted. This aspect will be monitored by Bank’s Corporate Office. 公司权力机构负责内部审计，核算员必须对观察结果/非规则事件，提交一份基准范围和纠正证明书。银行的公司办事处负责对该方面事宜进行监控。
2012.11.30